Welcome to Dhaakad Finance. These Terms and Conditions outline the rules and regulations for the use of Dhaakad Finance's Website, located at https://dhaakadfinance.com, and the financial services we provide.

By accessing this website and utilizing our services, we assume you accept these terms and conditions in full. Do not continue to use Dhaakad Finance if you do not agree to take all of the terms and conditions stated on this page.

1. Definitions

• "Company", "We", "Our", and "Us" refers to Dhaakad Finance.
• "Client", "You", and "Your" refers to you, the person logging on to this website and compliant to the Company’s terms and conditions.
• "Services" refers to the loans, credit facilities, financial consulting, and any other financial products offered by Dhaakad Finance.

2. Eligibility

To use our website and apply for our financial services, you must:

• Be at least 18 years of age (or the legal age of majority in your jurisdiction).
• Be a resident of the country/state where our services are authorized to be offered.
• Possess the legal authority to create a binding legal obligation.
• Provide accurate, current, and complete information during the application process.

3. Financial Services & Loan Approvals

All applications for loans or financial products are subject to our verification and credit approval process. By applying for a financial product, you authorize Dhaakad Finance to:

• Conduct credit checks and obtain credit reports from credit bureaus.
• Verify your identity, income, and employment status.
• Share your information with third-party service providers for the purpose of assessing your application.

We reserve the right to accept or reject any application at our sole discretion without being obliged to provide a reason, subject to applicable laws.

4. Interest Rates, Fees, and Repayment

Specific interest rates, processing fees, late payment penalties, and repayment schedules will be detailed in the individual loan agreement or financial contract provided to you upon approval. By accepting a financial product from Dhaakad Finance, you agree to repay all principal, interest, and applicable fees exactly as outlined in your specific agreement.

5. User Responsibilities

As a user of our website and services, you agree not to:

• Submit false, inaccurate, or misleading personal or financial information.
• Use our services for any illegal or unauthorized purpose, including money laundering or fraud.
• Attempt to bypass or hack any security features of our website.

6. Privacy Policy

Your privacy is important to us. Our use of your personal and financial information is governed by our Privacy Policy. By using our website, you consent to our collection and use of personal data as outlined in our Privacy Policy.

7. Intellectual Property Rights

Unless otherwise stated, Dhaakad Finance and/or its licensors own the intellectual property rights for all material on Dhaakad Finance. All intellectual property rights are reserved. You may access this from Dhaakad Finance for your own personal use subjected to restrictions set in these terms and conditions.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Dhaakad Finance, its directors, employees, and agents shall not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website or the failure to secure a loan/financial product. Our liability is limited strictly to the provisions defined by governing financial laws.

9. Indemnification

You hereby indemnify to the fullest extent Dhaakad Finance from and against any and/or all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms.

10. Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the jurisdiction in which Dhaakad Finance is registered. Any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of that region.

11. Changes to Terms

Dhaakad Finance reserves the right to revise these terms at any time as it sees fit. By using this website, you are expected to review these terms on a regular basis to ensure you understand all terms and conditions governing the use of this website.